1. Introduction

The Yo Bank application is designed to offer a comprehensive and user-friendly digital banking experience. To support its functionalities and ensure operational efficiency, the application requires access to various types of data. This document outlines the data requirements essential for the Yo Bank application.

2. Data Sources

2.1 User Data

• Registration Information:
  • Name
  • Email address
  • Phone number
  • Password (encrypted)
• Profile Details:
  • Profile picture (optional)
  • Address
  • Date of birth
  • Identification details (e.g., passport, driver's license)
  • Account preferences
  • Transaction history
  • Contact preferences (email, phone)

2.2 Account and Transaction Data

• Account Information:
  • Account number
  • Account type (e.g., savings, checking)
  • Account balance
  • Transaction history (deposits, withdrawals, transfers)
  • Interest rates (if applicable)
• Credit Card Information (if applicable):
  • Card number (encrypted)
  • Cardholder name
  • Expiry date
  • CVV code (encrypted)
  • Transaction history

2.3 Financial Products Data

• Product Offerings:
  • Details of available financial products (e.g., savings accounts, loans, investment options)
  • Terms and conditions
  • Interest rates
  • Eligibility criteria
  • Application status (if applicable)

2.4 Geolocation Data

• Branch and ATM Locations:
  • Latitude and longitude coordinates
  • Address
  • Operating hours
• User Location (if enabled):
  • Latitude and longitude coordinates
  • Location accuracy

3. Data Requirements

3.1 Authentication and Security

• Secure storage of user credentials using encryption techniques
• Multi-factor authentication options for user login
• Implementation of OAuth or JWT for generating and validating authentication tokens

3.2 Account Management