1. Introduction

Yo Bank is a digital banking platform aimed at providing users with convenient and secure banking services. This document outlines the technical requirements necessary to develop and deploy the Yo Bank application, ensuring scalability, performance, security, and compliance with relevant regulations.

2. Technology Stack

2.1 Frontend

• Framework: React.js for building interactive user interfaces.
• State Management: Redux for managing application state efficiently.
• UI Components: Material-UI for designing visually appealing and responsive components.
• Localization: React Internationalization (react-i18next) for multilingual support.

2.2 Backend

• Framework: Node.js with Express.js for building lightweight and scalable RESTful APIs.
• Database: MongoDB for storing user data, transaction records, and other banking-related information in a flexible and scalable NoSQL database.
• Authentication: JSON Web Tokens (JWT) for secure authentication and authorization of API requests.
• Data Validation: Joi for validating request data and ensuring data integrity.

2.3 Infrastructure

• Cloud Platform: Amazon Web Services (AWS) for cloud hosting, providing scalability, reliability, and security.
• Containers: Docker for containerization of application components for consistent deployment across different environments.
• Orchestration: Kubernetes for automating deployment, scaling, and management of containerized applications.
• Monitoring: Prometheus and Grafana for monitoring application performance metrics, server health, and resource utilization.

3. Integration Points

3.1 Payment Gateway Integration